Clements International Personal Property Plan
What are the Benefits of Personal Property Insurance?
Our personal effects coverage provides extensive comprehensive benefits not found elsewhere. Coverages are frequently reviewed and improved resulting in unparalleled protection of your home contents.
Key Benefits
-
Every Clements International Personal Property policy provides coverage against All Risks, including theft, vandalism, fire, and breakage.
-
Our personal effects policies can provide all risk transit and shipping protection for your possessions. Coverage includes while items are transported by truck, ship or airplane with no gaps in coverage.
-
Scheduled personal item insurance coverage is available to comprehensively protect your high valued items, such as jewelry, fine arts, computers, cameras, oriental rugs, musical instruments, etc.
-
Our personal property insurance policies provide full replacement cost coverage. We do not depreciate the value of your effects at time of clai
-
You won’t be left wondering if your possessions are still covered throughout their journey. Your items are protected from the moment they are shipped from your home and throughout transit. Coverage extends to your location overseas and throughout your return trip home.
-
Your personal property is protected against all risks, damage or loss during transit and while you are living abroad. Some minor exclusions may apply.
-
Every Clements Personal Property policy includes at no additional cost personal liability coverage, so you are protected if you are found legally responsible or negligent for an event overseas.